The purpose of debt settlement can be divided into three categories: The first category: debt settlement, recovery of property. It is the basic purpose of general debt settlement that the creditor requires the debtor to perform the obligation of the debt borne so as to protect their own interests. For example, the debtor is required to pay the arrears, the debtor is required to deliver the goods, the carrier of the transportation contract is required to provide transportation services, and the contractor of the processing contract is required to provide labor and its results. The second category: Debt settlement and fairness. Creditors perform debt obligations through debtors, thereby embodying or maintaining social fairness and reasonableness. The third category: Debt settlement and image building. Creditors establish their own corporate image through debt clearing activities. It is no longer the goal to require debtors to perform debt obligations, but a means for creditors to achieve the purpose of debt clearing. Different debt clearing purposes have different debt clearing methods. .